Privacy and cookie policy

We respect your privacy, and we are committed to protecting personal data, that also may be referred to herein as personal information. This privacy statement (also referred to herein as a privacy policy) will inform you as to how we look after personal data processed in relation to the use of our services (regardless of where you are).

In this privacy statement, we sometimes refer to "you" or "your(s)". The term "you" means, depending on the context, a visitor to our website, a prospective user interested in our platform services, a registered user of our services, or any other person we interact with in connection with our services.

The collection and use of data from a variety of sources are essential to our ability to provide our services in an appropriate and safe manner. If you disagree with the practices described in this privacy policy, you should take the necessary steps to remove cookies from your computer or another electronic device after leaving our website and not use our services.

For more information about our privacy practices, below we set out what types of personal data we may receive from you directly or from your interaction with us or by any other means, how we may use it, who we may share it with, how we protect it and keep it secure, and your rights around your personal data. Of course, all situations may not apply to you. This privacy policy gives you an overview of all possible situations in which we could interact together.

Artymys, a brand name of Payall Payment Systems provides a technology platform dedicated to the needs of civil protection and humanitarian aid, that enable eligible organizations (sellers and buyers) across the globe to offer, sell and buy products and services relevant to civil protection and humanitarian aid matters within a closed and protected electronic B2B global trading and match-making platform. Our services may only be used by organizations and their representatives for business use and not for individual consumers or for personal use.

“Personal data” means any information or pieces of information that could identify a natural person either directly (e.g., your name) or indirectly (e.g., through pseudonymized data such as a unique ID number). This means that personal data includes things like email, home addresses, mobile phone, usernames, profile pictures, etc. It could also include unique numerical identifiers like your computer’s IP address or your mobile device’s MAC address, as well as cookies.

We collect certain types of personal data, in order to provide and continually improve our products and services.

Such personal data may be collected in different ways, such as when a prospective user starts the enrolment process and apply for a user account with us, sign up for products and/or services by telephone, the Internet, or e-mail, a prospective user is interested in our services and/or promotional offers, a person responds to our emails, telephones, questionnaires, surveys, or request forms.

We may also receive personal information from other sources, such as identity verification services, fraud, and AML/CFT screening agencies, international sanctions screening agencies, publicly available sources, and databases, such as media stories, online registers or directories, social media websites or apps to carry out enhanced due to diligence checks if needed.

The personal data that we collect includes personal data, such as name, address, telephone number, e-mail address, bank, and financial information, username or similar identifier, title, date of birth, gender, identity numbers as contained within the identity documents of the user’s legal representatives, directors, officers, authorized signatories, contact persons, shareholders, ultimate beneficial owners that are natural persons (such data is collected before entering in a contractual relationship with us and during such relationship).

Also, we collect certain information through cookies and other technologies that record data about the use of our websites and the use of our services, including: (i) browser and device data, such as IP address, device type, operating system, and Internet browser type, operating system name and version, device manufacturer and model, language, plug-ins, add-ons; (ii) transaction data, such as purchases, purchase amount, date of purchase, and payment methods; (iii) cookie and tracking technology data, such as time spent on the services, pages visited, language preferences, and other anonymous traffic data. In European countries, such information might be treated as "personal data" under applicable data protection laws. Where this is the case, we will process such information as provided under this privacy statement.

In addition to what we have provided elsewhere in this privacy statement or in our terms and agreements, we use the personal information we collect to:

• evaluate an application from a prospective user to use our services and to facilitate its enrolment and to resolve issues relating to the enrolment process;
• provide our services and any other services requested;
• manage risk, or to detect, prevent, investigate and/or mitigate fraud, security breaches, or other potentially illegal or prohibited activities or otherwise to protect our services and/or users;
• verify identity for compliance with the applicable laws regarding the prevention of money laundering, prevention of terrorist financing, and international sanctions;
• to meet orders or requests for services or information, to process payments, and to keep our records up-to-date;
• to promote, analyze, develop, and improve our products and services;
• to tell you by telephone, post, or email about special offers and current or new products and/or services that you may be interested in;
• notify you about changes to our products and services;
• respond to inquiries and provide customer support;
• to enable other people or businesses to carry out our work on our behalf;
• to customize your online experience, improve the performance, usability, and effectiveness of our online presence, and to measure the effectiveness of our marketing activities.

Applicable laws allow us to process personal data so long as we have a ground under the law to do so. When we process personal information, we will rely on one or more of the following processing conditions:

• Performance of a contract: this is when the processing of personal data is necessary in order to enter into and perform our obligations under a contract;
• Legal obligation: this is when we are required to process personal data in order to comply with a legal obligation, such as keeping records for tax purposes or providing information to a public body or law enforcement agency;
• Legitimate interests: we will process personal data where it is in our legitimate interest in running a lawful business to do so in order to further that business, so long as it doesn’t outweigh the data subject’s interests;
• Consent: in some cases, we will ask for permission to process certain personal data.

To provide you with the services, and for the purposes described above in this privacy policy, we need to share personal data with others. Information received by us and/or collected or accessed on our website(s) may be shared with entities both within and outside of our corporate family. Please note that the third parties with whom we share your personal information will be legally and/or contractually required to provide the same or equal protection to shared personal data as we outline in this privacy policy.

We may share your information with the following entities:

• Corporate Family: We may share your personal information with our group companies or affiliated entities that we control or are under common control, in order to provide our services.
• Financial Institutions: We may share your personal information with financial institutions and card scheme associations, including card acquiring institutions that acquire payment card transactions for us and payment services providers who help us with payment management and funds settlement.
• Our Service Providers and Other Third-Parties: We share your information with our service providers and other trusted third parties such as customer support service centers, advertising networks, analytics tools providers, and software development kit providers we hire to help with our business operations including, but not limited to, providing customer service, customer relationship management, email delivery, electronic signature, verifying your identity, preventing and detecting fraudulent activity, payment and card processing, analytics, marketing as permissible, operations, and enforcing of our terms and conditions.
• Other Entities with Your Consent: We may share your personal information with other third parties to whom you ask us to send your information (or about whom you are otherwise explicitly notified and consent to when using a specific service). On our website/platform, you may have opportunities to express interest in or register for other additional services. If you do so, we will provide information about you to those third parties, or parties working on their behalf, to facilitate your request.
• Law Enforcement, Government Agencies and, Other Authorized Third Parties: We may share information about you, as permitted by law, with law enforcement, governmental agencies, and other authorized third parties in order to enforce or apply our terms of use or other terms and conditions you have agreed to or to protect our rights, property or safety or our customers or employees.
• Change of Control: We may share personal information with other business entities, should we plan to merge with or be acquired by that business entity. Should this occur, we will make reasonable efforts to request that the new combined entity follow this privacy policy with respect to your personal data. If your personal data would be used contrary to this privacy policy, we will request that the new owner provide you with prior notice.
• Ad Networks: On our website(s), we may allow third parties to provide analytics services and serve advertisements on our behalf. These entities may use their own cookies, web beacons, device identifiers, and other technologies to collect information about your use of the website, including your IP address, web browser, internet service provider information, the website you came from, pages viewed, time spent on pages or in apps, links clicked, and conversion information. This information may be used by us and others to, among other things, analyze and track data, determine the popularity of certain content, and deliver advertisements on our websites. The use of these technologies by these third parties is subject to their own privacy policies and is not covered by this privacy policy. For more information about third-party ad servers at our site and your ability to opt-out of targeted advertising from such third parties, please visit our Cookie Policy below.

We maintain appropriate administrative, technical, and physical safeguards to protect personal data against accidental or unlawful destruction, accidental loss, alteration, unauthorized disclosure or access, use, and all other unlawful forms of processing of the personal data in our possession. When card data is processed, such data will only be processed in accordance with the strict Payment Card Industry Data Security Standards (PCI DSS) requirements in an encrypted form.

We will retain personal data for the period necessary to fulfill the purposes outlined in this privacy policy unless a longer retention period is required or permitted by law. If we store data on the basis of a contractual relationship with you, this data will be stored for at least as long as the contractual relationship exists and as long as the limitation period for possible claims by us or legal or contractual storage obligations. If your user account is closed, we reserve our ability to retain and access certain data for so long as required to comply with applicable laws, card schemes, or other payment methods providers’ rules or other public or private regulations. When we no longer need to retain personal data, it will be deleted or be anonymized so that the relevant individual can no longer be identified from it.

You have the right to assert your applicable data protection rights at any time and to request information about whether and which personal data about you is processed by us. You can also have your personal data corrected, blocked, or deleted at any time with the written notification and corresponding proof of your identity to our contact address.

We reserve the right to correspond with you in this context. Please note that even after your request to block or delete your personal data, we may still have to retain some of it within the scope of our legal obligations or other legitimate grounds. Furthermore, deletion of your personal data may result in you no longer being able to receive or use the services you have registered for.

You can unsubscribe or opt-out of our direct marketing communication at any time. The easiest way to do this is by clicking on the "unsubscribe" link in any email or communication we send you or follow any other opt-out instructions communicated to you. Please note that if you opt-out of receiving marketing-related emails from us, we may still send you important administrative messages that are required to provide you with our services.

Our website/platform may, from time to time, contain links to and from the websites of third-party services providers. If you follow a link to any of these websites, please note that these third-party services providers have their own privacy policies in relation to their services and that we do not accept any responsibility or liability for their policies and data protection practices.

Like many companies, we use cookies and other tracking technologies on our website (referred to together from this point forward as “cookies”). Cookies are text files that are placed on websites on the internet. Each cookie includes the name of the website and a unique ID.

Cookies will typically be placed on your computer or internet-enabled device whenever you visit us online. We may use cookies for a variety of purposes including, making our website user-friendly, maintain and improve website performance, maintaining our systems safely, and enhancing your online experience, for example, viewing preferences from previous use of our website, for when you later return to the website.

We use both session and persistent tracking technologies. They can either be persistent (i.e., they remain on your computer or internet-enabled device until you delete them) or temporary (i.e., they last until you close your browser). We also use first and third-party cookies. First party cookies are used and controlled by us to provide services on the website. Third-party cookies are controlled by third parties, mostly for the purpose of analytics.

Below is a summary of the categories of cookies collected on our websites, and how your consent may impact your experience of certain features as you navigate those websites:

Strictly Necessary Cookies:These are cookies that are needed to provide services and features you have specifically requested. We may use cookies and tracking technologies required to prevent fraudulent activity, improve security, and/or for system administration.

We are not required to obtain your consent to cookies that are strictly necessary. These cookies must be enabled, or the site will not function, and cannot be blocked.

Analytics and Performance-Related Cookies: We may use cookies to assess the performance of our website, including as part of our analytic practices to improve the services offered through our website. These cookies may be used to prevent fraudulent activity and improve security.

You can manage your consent for performance cookies using the cookie banner, or by updating your browser’s settings (often found in your browser’s Tools or Preferences menu) to not accept cookies.

Functionality Related Cookies: We may use cookies to tell us, for example, whether you have visited our website before or if you are a new visitor and to help us identify the features in which you may have the greatest interest. These could include what language you prefer and the location you are in. Functionality cookies are used to remember customer selections that change the way the site behaves or looks.

You may opt out of these cookies, but it will impact your experience on the website, and you may need to repeat certain selections each time you visit. You can manage your consent for functionality cookies using the cookie banner, or by updating your browser’s settings (often found in your browser’s Tools or Preferences menu) to not accept cookies.

Targeting Cookies or Advertising Cookies:Targeting cookies are used to deliver content relevant to your interests. They are also used to limit the number of times you see certain marketing materials, as well as help measure the effectiveness of those marketing materials.

If you do not provide consent for targeting cookies, your computer or internet-enabled device will not be tracked for marketing-related activities. You can manage your consent for targeting cookies using the cookie banner, or by updating your browser’s settings (often found in your browser’s Tools or Preferences menu) to not accept cookies.

The use of Google Analytics

We may use Google Analytics. Google Analytics is a web analytics service provided by Google that tracks and reports on all traffic that passes through our website. It also integrates with AdWords, allowing us to review the performance of our online ad campaigns by tracking website visits, conversion rates, and other key metrics.

The information generated by the cookie about your use of the website will generally be transmitted to and stored by Google on servers in the United States of America. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity, to provide the website operator with other services relating to website activity and internet usage, and to compile reports on performance based on demographic characteristics and interests.

The IP address transmitted by your browser as part of Google Analytics is not combined with other data from Google. You may refuse the use of cookies by selecting the appropriate settings on your browser. Please note, however, that in this case, you may not be able to use all functions of our website to their full extent. You can also prevent Google from collecting the data generated by the cookie and related to your use of the website (including your IP address) and from processing this data by downloading and installing the browser plugin. To opt-out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout.

Your cookie choices and how to opt-out

On some of our websites, a notification banner will appear allowing you to manage your consent to collect cookies (cookie banner). Although most browsers automatically accept cookies, you can choose whether to accept cookies via the cookie consent banner or your browser’s settings (often found in your browser’s Tools or Preferences menu). If you wish to revoke your selection, you may do so by clearing your browser’s cookies, or by updating your preferences in the cookie banner.

Further information about managing cookies can be found in your browser’s help file or through sites such as www.allaboutcookies.org

If you have any questions or concerns about how we treat and use your personal data or wish to exercise any of your rights, please contact us at privacy@artymys.com.

We may amend this privacy statement from time to time. Any changes we may make to our privacy statement in the future will be posted on our website and, where appropriate, notified to you by e-mail. Please check back frequently to see any updates or changes to our privacy statement.